Cash Management Services

Ideal for businesses seeking no balance requirements and moderate account activity, or accounts with higher check volume that can enjoy the opportunity to offset fees with earnings credit. Let us help you pick the account best suited for your business needs.

At Century Bank and Trust we offer a variety of savings options to help your business grow. Whether you are in search of a money market savings account or health savings accounts for your employees, we have the options ready to meet your needs.

A zero balance account may maximize your company’s use of funds and increase your account control by eliminating the need to track balance levels and funding requirements. Ideal for payroll accounts, or special funding accounts that need to be separately tracked. Contact one of our customer service representatives to learn more.

Public Fund Checking is available to public entities, including state or federal government agencies, local municipalities, and public agencies. This account is ideal for those organizations with high checking activity or that require treasury services. An earnings credit allowance is set based on balances that can reduce or eliminate service charges.

If you receive recurring payments from your customers, Direct Payment services can streamline the process of collecting receivables and processing payments, saving you time and money and improving your cash flow.

Scan it, send it, never leave your business! Gone are the days of driving to the bank to make check deposits. Remote Deposit allows you or your employees to deposit checks received directly into your business account remotely.

Merchant Services from Banc Card provides a way for businesses to accept a variety of payment methods at the point-of-sale or online.

Reduce mail and deposit processing times for your accounts receivable payments when you utilize our lockbox service. We will contract to pick up your checks daily from a post office box and make your deposits- saving you time and costly trips to the bank. Interested in learning more? Contact us for a free Lock Box Processing Analysis to see how we can help your business today!

Cash Concentration services provide an efficient method of consolidating deposits made by your company’s multiple locations, eliminating wire transfer expense, allowing your company to accumulate cash resources into one combined pool and minimizing excess balances throughout your banking relationships. Deposits made at a local financial institution can be electronically pulled and deposited into an account the following day.