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Business Banking Services

Choose just what you need to meet your financial goals

From business debit cards, remote deposit and business online banking and bill pay to business rewards credit cards, Century Bank and Trust makes banking easier for your business.

Customize your financial portfolio with the following products and services from Century Bank and Trust.
Century Bank and Trust has partnered with Banc Card, the leading merchant services provider in the industry with over 20 years of experience.  Banc Card understands the technology world and the needs of our customers, enabling them to deliver the most cutting-edge, secure and reliable systems with outstanding customer service.

Customized Plan to Fit Any Business
  • Banc Card partners with the top five processors in the industry, assuring you the best systems for your business
  • Mobile/ Point of Sale/ Virtual Terminals
  • E-Commerce
  • Contactless Payments
  • Customized Plan to Fit Any Business
  • State of Art Technology
  • Local Face-to-Face Service
  • Expedited Funding Available
  • 24/7 Customer Support

Contact us today for a personalized quote or more information.
Reduce mail and deposit processing times for your accounts receivable payments when you utilize our lockbox service. We will contract to pick up your checks daily from a post office box and make your deposits- saving you time and costly trips to the bank. Interested in learning more? Contact us for a free Lock Box Processing Analysis to see how we can help your business today!
Our MasterCard® Business Debit looks like a credit card, but acts like a check. With this card, you are able to make purchases at millions of locations worldwide that accept MasterCard®. The MasterCard® Business Debit also provides you with access to your funds through any ATM and free access through any Century Bank and Trust ATM.

Need to make a deposit after normal business hours? Drop your deposits anytime of the day or night with our night deposit services, available at most locations.
Century Bank and Trust offers notary services at all lobby locations. A notary public is a public officer constituted by law to serve the public by authenticating the execution of certain classes of documents. Ask to speak to one of our state authorized notary public’s for this service
Running low on checks? Save yourself time and order them online 24/7 from the convenience of your computer using Harland Clarke's secure website.


If you would like assistance in ordering checks, call (517) 278-1500 or Toll Free (866) 680-BANK and ask to speak with one of our friendly customer service representatives. Or contact us online today!
Our MasterCard® Business Card offers two options to suit just about any business. Whether you choose the Standard Card or Preferred Points Card, you’ll enhance your purchasing power and enjoy the features and benefits.

Standard Card Exclusive Features
  • Individual and summary billing options

Preferred Points Card Exclusive Benefit
Earn one point for each dollar spent, up to 10,000 points per billing cycle.

  • Redeem rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise (see brochure at our branch)
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call (866) 678-5191.
  • Individual billing option only

Benefits Available To Both Card Types
  • Competitive ongoing APR*
  • Same APR* for purchases and cash advances
  • Rental car collision damage waiver protection
  • 25-day interest-free grace period on all purchases, no grace period on cash advances
  • 24-hour toll-free live customer assistance available at 800.367.7576
  • Online account information available 24/7 at www.cardaccount.net
*Please see application for information about current APRs and fees.

To apply, click "Apply"; type in the information required and then print the application; or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office. Fax your completed application to the Card Service Center at (972) 650-7054.

Or mail your completed application to:
Card Service Center
P.O. Box 569120
Dallas, TX 75356-9120

VISA® Payroll cards allow you to deposit an employee’s payroll directly on to a Visa® card, saving the time and money of issuing a paper check to an unbanked employee.

Benefits to your business:
  • Achieve 100% direct deposit
  • No new infrastructure needed; utilizes existing direct deposit procedures
  • Order cards online-easily and quickly
  • Can also be used for employee reimbursement, or bonuses

Benefits to your employees:
  • Immediate availability of payroll
  • Eliminates check cashing fees
  • No more check pick-up required
  • Online or phone access to balances and transactions

Contact or visit us today to learn more about VISA® Payroll cards!
Is time of the essence? We can help with our wire transfer service. Get money transferred to any financial institution within the United States, usually on the same business day. Visit any of our walk in offices to request a wire transfer.

Find an office location nearest to you, or contact us today for more information.

How Can Business Customers Benefit from Our Interactive Teller Machines (ITMs)?

Our new ITMs aren't just for personal banking—they're a powerful tool for business customers too! Here's how your business can take advantage:

  • Secure Cash and Check Deposits

    • Quickly deposit your business's cash and checks without entering the branch, saving you valuable time.

  • Exact Cash Withdrawals

    • Withdraw specific denominations needed for daily operations. *change is currently not available through the ITM.

  • Account Management

    • Transfer funds between accounts, make loan payments, and get real-time account information on the spot.

  • Personalized Assistance

    • Connect via video chat with our professional tellers for help with complex transactions or inquiries—all without leaving your vehicle.

Streamline your business banking with our ITMs! Visit our East Branch or Three Rivers location starting December 16 to experience increased convenience and efficiency for your business needs. More locations being added soon!

Learn More About ITMs